Medicare Advantage
Medicare Advantage plans are health care options that are part of the Medicare program. Coverage may include Medicare Part D prescription drug coverage as well as hospital, doctor, skilled nursing, and other medical services.
We've got you covered.
Navigating the complex world of insurance can be frustrating. We're here to make it easy and be a resource you can depend on year after year.
Medicare Supplement
A Medicare Supplement (Medigap) insurance, sold by private companies, can help pay some of the health care costs that Original Medicare doesn't cover, like copayments, coinsurance, and deductibles.
Medicare Part D
Medicare Part D is the federal government's prescription drug program that covers both brand-name and generic prescription drugs at participating pharmacies in your area.
Individual Health Insurance
No one plans to get sick or hurt, but most people need medical care at some point. Health insurance covers these costs and protects you from very high expenses.
Life Insurance
Life insurance coverage can be relatively easy to comparison shop. It simply covers you in the event that you die before the end of the term for which you are covered.
Long Term Care
As we age, the likelihood we will need some type of medical or personal care increases. We may need long term care - a variety of services which help meet the medical and non-medical needs of people with a chronic illness or disability who cannot care for themselves for long periods of time.
Dental Insurance
Proper dental care can be an important component of our well being. Dental coverage of some kind can help you ensure the health of your teeth and gums.
Critical Illness
If you are diagnosed with a covered illness like Cancer, Heart Attack, Stroke or Alzheimer’s disease, Critical Illness insurance typically pays a lump sum. Additionaly, some policies may pay a monthly cash benefit.
Disability
Disability Income insurance protects you in the case of loss of income. If you lose your ability to work, either from temporary or permanent disability, a disability claim can be made. There are many different elements that make up a disability income insurance policy so it is important to understand when and how you will receive the disability income if the need arises.
ABOUT INSURANCE AND CONSULTING SERVICES, LLC.
Your Trusted Insurance Professionals:
The main office is located in Maricopa, AZ, about 35 miles southeast of downtown Phoenix. Other meeting locations are in California, Nevada, and Washington.
Our Agency offers Medicare Advantage (Part C), Prescription drug plans, Medicare Supplement, long term care, critical illness, dental, vision and hearing. Additional offerings include life insurance: term and final expense life insurance.
The Agency is dedicated to educating and helping all they encounter to, first understand their choices, and then make the decision that works best for them.
The Agency hosts free monthly Education Seminars as well as one-on-one information sessions.
We do not offer every plan available in your area. Any information we provide is limited to those plans we do offer in your area. Please contact Medicare.gov or 1-800-MEDICARE to get information on all your options.
Insurance and Consulting Services Team
Carriers We Work With
Aetna
Alignment HealthCare
Ameritas Dental
Banker's Fidelity
Banner Health
BlueCrossBlueShield
Cigna
Delta Dental
Devoted
Gold Kidney
Guarantee Trust Life
Humana
Medico
Mutual of Omaha
Physicians Mutual
SCAN
Silverscript
Transamerica
UnitedHealthcare
WellCare
HAVE A QUESTION?