Medicare Advantage (Part C)
Maximize your healthcare coverage. Combine your hospital, doctor, and prescription drug benefits into one convenient, comprehensive plan.
Insurance Can Be Frustrating. We’re Here to Make It Simple.
No one plans to get sick, injured, or face unexpected challenges with age. But when life takes an unexpected turn, the wrong insurance policy (or no coverage at all) can quickly become a financial burden.
You deserve to know exactly what your insurance covers without the confusion or guesswork. Led by licensed agent Gloria Smith, our agency is built around one core mission: education. We don’t just offer plans; we help you understand your options so you can make informed, confident decisions at every step.
Comprehensive Coverage for Every Stage of Life
Whether you are transitioning to Medicare, protecting your family’s future, or safeguarding your income, we’ve got you covered.
Medicare Supplement (Medigap)
Don’t get stuck with unexpected medical bills. Cover the out-of-pocket costs (like copayments and deductibles) that Original Medicare leaves behind.
Medicare Part D
Protect your wallet at the pharmacy. Secure an affordable federal prescription drug program tailored to the specific medications you need.
Individual Health Insurance
No one plans to get sick or hurt, but most people need medical care at some point. Health insurance covers these costs and protects you from very high expenses.
Life Insurance & Cash Value Growth
Secure your family’s legacy. Explore flexible Term Life policies with living benefits, along with permanent coverage options that build cash value over time.
Long-Term Care & Critical Illness
Protect your savings from major medical events. Receive lump-sum or monthly payouts upon diagnosis of covered illnesses like Cancer, Stroke, or Alzheimer’s.
Dental, Vision, & Hearing
True well-being starts with daily health. Keep your teeth, eyes, and hearing sharp with budget-friendly supplemental plans.
Critical Illness
If you are diagnosed with a covered illness like Cancer, Heart Attack, Stroke or Alzheimer’s disease, Critical Illness insurance typically pays a lump sum. Additionaly, some policies may pay a monthly cash benefit.
Disability & Income Protection
Your income is your most valuable asset. If a temporary or permanent disability takes you away from work, your financial stability remains untouched.
ABOUT INSURANCE AND CONSULTING SERVICES, LLC.
Meet Your Trusted Insurance Professional: Gloria Smith
Founded in 2009, Insurance and Consulting Services, LLC was created on the belief that everyone deserves personalized, honest guidance. Gloria Smith brings a unique blend of high-level academic background (holding a Bachelor of Science from the University of San Francisco and MBA coursework from Golden State University and decades of deep healthcare administrative experience.
Before becoming an independent agent, Gloria spent years working within premier medical networks, including Stanford University, Children’s Hospital, Renal Care Group, and Trinity Health Systems. She knows the healthcare system inside and out, from both the administrative side and the patient side.
Today, she uses that firsthand knowledge to help you secure the exact benefits you deserve.
- Headquartered in Maricopa, Arizona (proudly serving the Phoenix metro area).
- Multi-State Licensed with convenient meeting locations and remote services across California, Nevada, and Washington.
What Our Customers Are Saying
TESTIMONIALS
“Great service and very helpful. Gloria does not mind taking the time to answer all your questions. Not a pushy sales person, but a very knowledgeable and informative adviser.”
Miriam K.
“Dave and I have had the pleasure of working with Gloria Smith and her team for many years. Trying to understand the complex world of insurance, especially Medicare, can be very daunting. Gloria is very knowledgeable about all aspects of the insurance industry and she provides customized service. We wouldn't think of going elsewhere.”
Dave & Robbie C.
Insurance and Consulting Services Team
Carriers We Work With
Aetna
Alignment HealthCare
Ameritas Dental
Banker's Fidelity
Banner Health
BlueCrossBlueShield
Cigna
Delta Dental
Devoted
Gold Kidney
Guarantee Trust Life
Humana
Medico
Mutual of Omaha
Physicians Mutual
SCAN
Silverscript
Transamerica
UnitedHealthcare
WellCare
HAVE A QUESTION?